Understanding the complex interplay of factors that affect payment success is crucial for optimizing your authorization rates. By leveraging our advanced segmentation and filtering capabilities, you can pinpoint specific issues and develop targeted solutions.
Use segmentation and filters
To effectively analyze your authorization and decline rates, you can segment your data by various parameters and apply filters to focus on specific scenarios. This allows you to uncover hidden patterns and identify the root causes of payment issues.
Identify Baseline Performance
Start by looking at your overall auth and decline rates without any segmentation.
Apply Segmentation
Choose a primary parameter (e.g., Shopper Country) to segment your data.
Add Filters
Apply additional filters to drill down into specific scenarios (e.g., add Card Scheme and 3DS Flow).
Compare and Contrast
Analyze how auth rates change as you adjust your segmentation and filters.
Identify Patterns
Look for consistent trends or outliers that may indicate specific issues.
Develop Hypotheses
Form theories about why certain combinations of factors lead to higher or lower auth rates.
Test and Refine
Adjust your payment strategies based on your findings and continue monitoring to verify improvements.
By systematically analyzing your auth and decline rates using these segmentation and filtering capabilities, you can uncover hidden patterns, identify specific pain points, and develop targeted strategies to optimize your payment performance across all aspects of your business.
Common auth issues and how to find them
Following are some common issues that can affect your authorization rates, along with how to identify them using segmentation and filters:
Geographic auth rate issues
Issue: Unusually high decline rates in specific countries or regions
Analysis: Compare auth rates across different regions
Primary Segment: Shopper Country or Card Issuer Country
Additional Filters: Currency, Provider, Merchant ID (MID)
2. Currency-related auth issues
Issue: Lower auth rates for transactions in certain currencies
Analysis: Compare auth rates across different currencies