Bancontact via Adyen

Bancontact is a popular card-based payment method in Belgium and the market leader for both online and in-store transactions.

This documentation explains how to configure Bancontact using Adyen. Chargebee allows you to configure and process Bancontact payments with Adyen seamlessly.

To configure Bancontact via Adyen, you must have an account with Adyen and have configured SEPA (using Adyen). Bancontact is generally used for one-time payments. In a subscription-based business, you will charge your customers on a recurring basis. Therefore, Chargebee handles recurring scenarios by converting the Bancontact payment method to Direct Debit SEPA payment method. The first payment happens via Bancontact, and all future recurring payments will happen via Direct Debit SEPA.

Configuring Adyen Bancontact

1. Configure Adyen Payment Gateway. If you have already configured it, open the settings page. You can do this by clicking Settings > Configure Chargebee > Payment Gateway > Adyen.
2. Enable Direct Debit (SEPA). Refer to this document to learn how.
3. Enable Bancontact (Recurring Via SEPA Direct Debit). You have now enabled Adyen Bancontact.
   
4. You need to configure the Notification URL to get the status of SEPA payments. It is mandatory to set this up in Adyen for the integration to work.

Managing Recurring Payments

Adyen Bancontact can be used to make the payment only once. Chargebee handles recurring scenarios by converting the Bancontact payment method to Direct Debit SEPA payment method. The first payment will happen via Bancontact, and all future recurring payments will happen via Direct Debit SEPA. Therefore, it is important to inform your customers about this process.

Workflow

Here is the checkout flow for a customer using Bancontact:

• During checkout, the customer selects Bancontact as the payment method.
  
• Upon confirmation, they are redirected to the bank's page for authentication.
• Once authentication is complete, they are redirected back to Chargebee's checkout. The first payment is processed via Bancontact and the subscription is created. The payment method is then converted to SEPA for all future renewals.