Windcave

Introduction

Windcave is a well-known payment gateway and online payment processing provider. It offers a range of payment solutions to businesses globally. As a payment gateway, Windcave facilitates secure electronic transactions, enabling businesses to accept payments online in different channels.

Chargebee is integrating Windcave via payFURL. payFURL is a payment orchestration platform that provides payment-related API services and specializes in payment gateway integrations.

Choosing Windcave

Consider the following factors before choosing Windcave as a payment solution:

• Countries: Windcave is currently available for companies based in Australia and New Zealand.
• Payment Methods: Windcave supports almost all major credit and debit cards such as Visa, MasterCard, American Express, Diners Club, and so on.
• Currencies: Here's a list of the primary currencies supported by Windcave:

Currency Abbreviation and Full Name
AED - United Arab Emirates Dirham	ARS - Argentine Peso	AUD - Australian Dollar	BDT - Bangladeshi Taka	BND - Brunei Dollar	CAD - Canadian Dollar
PLN - Polish Zloty	CNY - Chinese Yuan	HRK - Croatian Kuna	CZK - Czech Republic Koruna	DKK - Danish Krone	FJD - Fijian Dollar
GBP - British Pound Sterling	HKD - Hong Kong Dollar	HUF - Hungarian Forint	IDR - Indonesian Rupiah	ILS - Israeli New Shekel	INR - Indian Rupee
BRL - Brazilian Real	KRW - South Korean Won	JPY - Japanese Yen (Zero Decimal)	MOP - Macanese Pataca	MYR - Malaysian Ringgit	MUR - Mauritian Rupee
MXN - Mexican Peso	NZD - New Zealand Dollar	NOK - Norwegian Krone	PGK - Papua New Guinean Kina	PHP - Philippine Peso	QAR - Qatari Rial
RUB - Russian Ruble	SAR - Saudi Riyal	SGD - Singapore Dollar	ZAR - South African Rand	SEK - Swedish Krona	CHF - Swiss Franc
THB - Thai Baht	TOP - Tongan Pa'anga	USD - United States Dollar	TWD - New Taiwan Dollar	RON - Romanian Leu	TRY - Turkish Lira
BGN - Bulgarian Lev	EUR - Euro	CLP - Chilian Peso (Zero Decimal)

Integration Options

You can integrate Windcave using the following:

Integration Method	Description	PCI Requirements
Chargebee Hosted Pages	In this method, customers' card information is collected by Chargebee's checkout and directly passed on to Windcave.	Low (Your PCI compliance requirements are greatly reduced due to usage of Chargebee's checkout.)
Chargebee JS	In this method, you can use Chargebee Components and Hosted Fields to collect the customer's card details.	Low
Chargebee JS	Using Permanent Token - a token that represents a customer's card details stored in Windcave's vault to process payments.	When creating a new token and converting card details to tokens using: Hosted Components: Low Your own Checkout: High
Chargebee JS	Via Raw Card details You will collect raw card details via your custom checkout and pass it to Chargebee.js.	High
Chargebee API	In this method, you will have to collect card information and pass it on to Chargebee via API. Chargebee then routes this card information to Windcave. Since you will be collecting card information directly, you will have to take care of PCI Compliance requirements.	High

Retrieving Credentials from your Windcave Account

You are required to enter the Username and API Key while adding Windcave to your Chargebee site.

1. Reach out to the Windcave account manager/ Windcave Support to create your developer account in Windcave.
2. You will receive an email from Windcave with your REST API credentials. Keep the REST API Username and REST API Key safe for entering them in your Chargebee site.

Configuring Windcave in your Chargebee Site

Follow the steps below to configure Windcave in your Chargebee site:

1. Login to the Chargebee app.
2. Click Settings > Configure Chargebee > Payment Gateways.
3. Click Add Gateway and select Windcave.
   
4. Enter your Rest API Username in the Username field and the Rest API Key in the API Key field as retrieved in the previous section.
5. Click Connect.
   

Configuring Card Settings

1. On the Configure Windcave page, click Manage for Cards.
   
2. Card Verification: If this option is enabled, $1 is deducted from the customer's card for validation. This amount is refunded immediately. Note that cards that do not pass this validation will not be added.
3. Always retain card information in Windcave when customer updates it: Enabling this option stores the updated card information in Windcave rather than the default gateway.
4. Click Save.
   
5. Click Apply.
   

Limitations

1. Windcave operates in Australia and New Zealand in the following states only. If your customer adds a new card from any other country or state, Windcave will not accept it.

   • New South Wales
   • Victoria
   • Queensland
   • Western Australia
   • South Australia
   • Tasmania
   • Northern Territory
   • Australian Capital Territory
   • Norfolk Island
   • Jervis Bay
   • Lord Howe Island
   • Christmas Island
   • Cocos (Keeling) Islands
   • Macquarie Island
   • New South Wales
   • Melbourne
   • Wollongong
   • Canberra
   • Other Territories
   • Sydney

2. When using Chargebee public APIs, the merchant should pass state_code with the billing_address as Windcave accepts values as state_code only.

   This feature is currently not supported in Chargebee-hosted pages, as a new enhancement is to be made w.r.t address. Reach out to Chargebee support if you want to use this in Chargebee-hosted pages.