Latin America is an emerging marketplace and offers immense potential for growth across all e-commerce businesses. This region depends on mostly local payment networks since it offers customers ease of transaction and additional benefits while making it easier for merchants to comply with country-specific regulations.
To bridge this gap, Checkout.com has partnered with dLocal , a market leader in payment solutions for emerging economies to facilitate payments from customers across Latin America using both international and local card schemes.
Chargebee now allows you to configure your checkout.com integration to accept payment via LATAM cards.
The following prerequisites must be met in order to utilize the dLocal payment gateway:
Payments are restricted to users residing in the following countries: Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, and Uruguay.
Local compliance regulations require users to submit relevant identification documents. Read more here.
The following limitations apply to the usage of checkout.com's dLocal payment gateway in Chargebee:
The integration currently only supports international, domestic, co-branded cards of Visa and Mastercard
Gift subscriptions cannot be bought using checkout.com
To process payments using dLocal payment gateway, customers must provide a document of identification. Review the list below for country-wise accepted documents:
Argentina: Documento Nacional de Identidad (DNI) or Clave Única de Identificación Tributaria (CUIT)
Brazil: Cadastro de Pessoas Físicas (CPF) or Cadastro Nacional da Pessoa Jurídica (CNPJ)
Chile: Cedula de Identidad (CI) or Rol Único Tributario (RUT)
Colombia: Cedula de Ciudadania (CC)
Ecuador: Cedula de Identidad (CI)
Mexico: Clave Única de Registro de Población (CURP)
Peru: Documento Nacional de Identidad (DNI)
Uruguay: Cedula de Identidad (CI)
Follow the steps below to enable LATAM card payments via checkout on your Chargebee site:
Configure Checkout.com on your Chargebee site. Read more here.
If configured, access the Settings page. Click Settings > Configure Chargebee > Payment Gateway > Checkout.
Toogle on Enable Payment from local cards in Latin America.
Review your Smart Routing settings.
Access the Checkout and Self-serve portal settings.
To do this, Click Configure Chargebee>Checkout and Self-Serve Portal> Fields> Payments.
Update the Country field in the Checkout & Self-Serve Portal as Mandatory.
Outcome: Your checkout.com integration is now enabled to process payments using LATAM cards.
While processing payments via Chargebee checkout with LATAM local card processing enabled, if a customer selects a supported LATAM country from the card country field will dynamically display the following fields Country of Residence and Document ID.
Note: Acceptable document ID type is mentioned in the tooltip.
Note: 3DS verification is mandatory if the customer fails to provide a valid document ID.