This feature is a Private Beta Release. Contact support to enable ACH via Checkout.com for your Test and Live site.
ACH is a US-based payment method available for processing recurring or one-time payments. Chargebee allows you to configure ACH (Direct Debit) payments using Checkout.com. This document helps you to set up ACH payments via Checkout.com in your Chargebee account.
To be able to accept ACH payments using Chargebee, you must:
ACH via Checkout.com is available only for NAS platform users.
Go to Settings > Configure Chargebee > Payment Gateways > Checkout.com.
Enable Direct Debit (ACH/eCheck)
Enter your Company Name, Email, and Phone.
The Company Name field value will be used in the ACH authorization agreement.
Checkout.com supports verification via Plaid , a third-party application that authenticates bank information. Plaid is a third-party application that allows for quick authentication of bank information, enabling instant verification of bank details and payment collection.
Connect your Checkout.com and Plaid accounts so that Plaid can facilitate the creation of bank account tokens on your behalf. Find out more about how to do this on Plaid's page .
This payment method can be enabled only if it is already enabled in Checkout.com.
Here's what the workflow looks like:
Unlike card payments, where the authorization and transfer of funds happen immediately, the authorization and transfer process has a waiting period for payments via ACH. This waiting period is typically up to four business days.
Two types of email notifications are available for ACH payments:
You can set up these notifications by clicking Settings > Configure Chargebee > Email Notifications > Invalid Payment Method. Refer to this section to learn more.
Additionally, we would strongly recommend enabling the Subscription Renewal Reminder notification, as customers have to be given notice before they are charged via Direct Debit.