Chargebee Global Payments Network
Build Your Payment Stack, Your Way.
Get the full freedom to choose across 40+ gateways, 30+ payment methods, and 150+ countries: with the billing context to know which combination actually performs for your markets, your customers, and your pricing model.
No single-gateway lock-in. Add, route, and switch gateways without rebuilding your billing stack.
Credit cards, Direct Debit, PayPal, Stablecoins, and more.
What a real gateway choice makes possible
The Right Gateway for Each Market. No Rebuilds, Ever.
Most payment stack decisions aren't made at setup. They're made at inflection points: when you're expanding into a market your current gateway doesn't fully support, when you've just spotted a 28-point auth rate gap and need to act on it, or when a gateway relationship goes sideways and you need to move volume fast.
At every one of those moments, one question cuts through: can you act without rebuilding?
When growth depends on moving fast, a billing stack built around a single gateway turns every change into a long drawn engineering project.
Chargebee's Global Payments Network is built so the answer is always: add it, route to it, switch to it, without touching your billing stack. 40+ production-ready payment gateway integrations. Smart Routing that runs on configuration, not code.
Your choice stays yours, every time.
Built for Businesses Where the Payment Stack Has to Keep Up.
Market expansion
You're entering the UK and Germany. Your primary gateway doesn't support BACS or SEPA direct debit at the depth your European customers expect. Open Chargebee and you'll find four gateways that do, all production-ready, all routing-configurable from the same platform. Pick the one that fits your existing relationships and go.
With Chargebee: Multiple SEPA and BACS-capable gateways ready to connect. Smart Routing configuration. No code changes.
Underperformance discovered
Chargebee's Payments Intelligence product Reveal surfaces a 28-point auth. rate gap between two of your gateways. Gateway B is processing the same payment method in the same market at 54% vs. Gateway A's 82%. You now have pricing leverage and a routing decision. The question is whether you can act on it without a migration project.
With Chargebee: Shift TPV via Smart Routing rules. No big-bang cutover.
Gateway relationship risk
Your payment processor freezes your account without warning, or hikes rates at contract renewal. Suddenly every recurring charge, every new subscription, every pending payment needs to move to a different gateway, and it needs to happen at the earliest. If your billing setup is tightly built around one processor, that's a massive engineering project before a single transaction moves.
With Chargebee: Add a new gateway, set routing rules to direct traffic to it, and keep your existing gateway live for in-flight transactions, all without touching your billing stack.
Usage, credit, or hybrid pricing
Your pricing model has outgrown a flat subscription stack. More payments per customer per cycle means more failure surface, more currencies, and more payment methods to support. AI products, GPU billing, token wallets, and credit-based SaaS businesses need a payment stack that scales with pricing complexity.
With Chargebee: A network designed for usage and credit billing complexity, with the billing context to handle what a standalone gateway can't see.
What you get
Coverage, Control, and Visibility Across
Every Gateway You Run.
The Network
Your billing platform should never be the reason you can't enter a market, accept a payment method, or exit a gateway relationship that no longer works for you.
Explore supported gateways and payment methods →How it works
Connect a New Gateway in Minutes. Route Traffic the Same Day.
Connect
Connect from Chargebee's directory of 40+ production-ready integrations. No new API contracts, no custom middleware, no engineering sprint. Configure routing rules and start processing. Existing gateways keep running for current customers while the new one comes online.
Route
Define routing rules by payment method, currency, or customer location. New customers can go to a new gateway while existing ones stay exactly where they are. Shift total payment volume gradually, by a percentage or by rule, at your pace. The routing layer is configuration, not code.
Optimize
Reveal surfaces how each gateway is actually performing: auth rates by currency, payment method, and market, alongside fees, chargebacks, and downgrade patterns. See where revenue is leaking. Get a prioritized fix list, with estimated dollar impact and effort level. Act on it inside the same platform.
Chargebee's billing-first architecture means every routing and retry decision has access to subscription history, invoice context, customer LTV, and plan value — data that a standalone gateway or retry tool structurally cannot see.
Gateway Coverage
More gateways, more depth, without the tradeoffs.
Most billing platforms connect to a gateway and call it done. Chargebee unlocks the depth: a complete set of payment methods each gateway supports.
Stripe
17 + 6 beta payment methodsFull gateway × payment method coverage matrix available on request for enterprise evaluations.
See details on all supported gateways →Proof
What Businesses Experience When the Payment Stack Actually Keeps Up.
"As our business grew, so did the complexity of managing payments. Chargebee simplified our payments layer, enabling us to expand globally and adapt quickly without constantly reworking our infrastructure. Having Chargebee sit at the heart of all gateways supported our growth."
Jose Enrique
Co-founder & CTO, Slidebean
"Chargebee was able to 'sit on top' of our existing payment processor with no complications. It provided us the ability to offer multiple payment options, which helped us acquire a more diverse set of customers using our solution."
Voitek Sobieszczanski
VP of Finance, Study.com
Why Chargebee
Informed, Opinionated, and Always
Working in Your Interest.
Every gateway has something it's genuinely better at: whether that's merchant-initiated transaction acceptance rates, local payment method coverage, or performance in a specific market. Chargebee studies these differences, treats every gateway as a first-class citizen, and uses that knowledge to help you find the right combination for your business.
Billing-first intelligence
Every routing, retry, and recovery decision Chargebee makes draws on subscription history, invoice context, customer LTV, and plan value at the moment it matters. A standalone gateway sees only the charge in front of it. Chargebee sees what produced it, what happened to it before, and what that customer is worth to you. That context changes what the right decision actually looks like.
No favorite gateways, just data
Chargebee treats every gateway as a first-class citizen. When Reveal flags a gateway that is underperforming or suggests a routing change, it is drawing on benchmarks across your entire connected stack. The recommendation is yours to act on. The data to make it confidently is something no single gateway can give you.
Cross-gateway intelligence no single gateway can provide
Any gateway can tell you how it performed. Only a billing platform sitting above all of them can benchmark one against another, surface the fees quietly adding up in your processing costs, and give you a prioritized, dollar-quantified list of what to fix. Reveal does this across every connected gateway, without SQL or a payments specialist on call.
The Chargebee Payments Platform
The Global Payments Network Is
One Part of a Larger System.
Chargebee Payments is built on a single position: choose your gateways freely, and see exactly how each one performs.
Global Payments Network
Every market. Every method.
40+ gateways, 30+ payment methods, 150+ countries, 100+ currencies. The infrastructure layer that ensures you never hit a wall when entering a market, adding a payment method, or exiting a gateway relationship.
Chargebee Pay
Embedded payments, day one.
Embedded payments inside your billing platform, powered by enterprise-grade infrastructure. One gateway option within the network, never a mandate. For businesses that want billing and payments unified from the start, with the rest of the network always alongside.
Learn about Chargebee Pay →Payments Intelligence
Visibility and recovery across every gateway.
Chargebee Reveal diagnoses where your payment stack is underperforming. Revive recovers the failed payments behind those gaps using billing context no gateway sees. Coverage without intelligence is just complexity: Chargebee closes the loop.
Learn about Payments Intelligence →Common Questions
FAQs
Do we actually need more than one gateway?
The value of the network isn't in the count; it's in the assurance that when you expand to a new market, need a local payment method, or want to move TPV away from an underperforming gateway, the integration is already there. You're configuring more optionality, not complexity.
Is Smart Routing intelligent, or just a manual configuration layer?
Smart Routing is rules-based configuration. You define which gateway handles which payment method or currency, and the platform executes it consistently. Chargebee Reveal provides the diagnostic intelligence on top: it surfaces which configuration changes are worth making and by how much, in dollar terms. The combination means you make informed routing decisions without rebuilding anything.
We're already on Stripe and it's working well. Why add complexity?
You don't need to. If Stripe is covering your markets and your payment methods, there's no reason to add a second gateway now. The Global Payments Network value becomes real at the inflection points: when you enter a market Stripe doesn't cover as well, when contract renewal comes and you want pricing leverage, or when a gateway issue means you need a fallback. The network is insurance and optionality. You activate it when you need it.
How does Chargebee handle security and compliance across multiple gateways?
Chargebee is SOC II Certified, GDPR Compliant, and ISO 27001 Certified. Each connected gateway handles its own PCI compliance for cardholder data. Chargebee's role is the billing and routing layer, managing which gateway processes each transaction without storing raw card data itself.
What's the difference between the Global Payments Network and Chargebee Pay?
The Global Payments Network is the full gateway ecosystem: 40+ gateways, 30+ payment methods, all the breadth. Chargebee Pay is one specific gateway within that network: Chargebee's own embedded payments product. It's the option for businesses that want billing and payments fully unified from day one. The network exists whether or not you use Chargebee Pay. Your other gateways always stay live alongside it.
Your Payment Stack Should Never Be the Ceiling on Your Growth.
Unify billing and payments to add to your top line and bottom line. Scale smart. Leverage gateway coverage across 40+ integrations, smart routing, and cross-gateway intelligence, all built into the billing platform that already knows your customers.
- No single-gateway lock-in, now or as you scale
- Add a regional gateway without rebuilding your billing stack
- See how every gateway performs, across markets and payment methods
Have questions? We can help.
Talk to someone who runs payment stack conversations with scaling AI businesses every day.
Let's talk →