Embed High-Performance Payments in Your Billing Platform

Stop running billing and payments as two separate problems. Pay gives you enterprise-grade payments processing built into your billing platform, ready for the usage and credit pricing AI products run on, plus the flexibility to work with 40+ gateways.

Trusted by 6500+ businesses globally4.4 rating
InsightsQuarter to date
Gross Volume$9,050,781.57↗ 4% vs last quarter
Payouts$882,451.14↗ 5%
Chargebacks13↘ 7%
Payment Acceptance Rate59.62%↗ 1% vs last quarter
Estimated Future Payouts
NextUpcoming
Date of TransactionsApr 01 – Apr 30, 2026
Total Amount$34,501.45
Deductions$131.26
Payout Amount$34,369.74
enabled
The Shift

What running billing and payments separately costs you

For a decade, the move was simple: pick a gateway, plug it into your billing system, and let engineering clean up the seams later. That felt fair at the time.

It doesn't anymore. AI made it normal to charge in credits, usage, and hybrid plans, so more payments move through your stack and more lines hit finance to reconcile. A close that should take hours takes days, while disputes bounce between your billing and payments vendors.

When billing and payments run as one system, most of that goes away. Reconciliation arrives with subscription context attached, reports pull from one place, and your finance team gets its time back.

That's Chargebee Pay: enterprise-grade payments built into your billing platform, with the flexibility to work across multiple gateways always intact.

Separate gateway
+ billing system
What you lose
Finance hours, every month, reconciling two systems that don't share a record
What it takes
A close that runs days longer. Failed payments no one owns. Two vendors, two invoices, one unresolved ticket
What you gain
Multi-gateway flexibility, at the cost of reconciliation hours
All-in-one
by payment vendor
What you lose
The freedom to change your pricing model without renegotiating with your payments vendor
What it takes
A billing platform that runs on your payments vendor's terms, and a finance team working around it
What you gain
Simpler operations, at the cost of pricing flexibility
Chargebee Pay
Embedded payments in your billing platform
What you lose
Neither. Billing and payments share one view, your pricing stays yours, and your existing gateways stay in place
What it takes
A simple configuration decision: no code changes, no migration deadline
What you gain
Multi-gateway flexibility and unified billing, without the trade-offs
What you get

Get rid of operational complexity by unifying billing and payments.

1 / 3
01 / Unify

Unify Billing & Payments

One login, one dashboard, for billing and payments together. Global support runs around the clock, so a payment question and a billing question are the same ticket.

downloads → reports · consolidated
Consolidated Reports
Download consolidated reports of your payments account activity.
Month Apr 2026
Summary for April 2026Download Report
Gross Volume
$9,050,781.57
Fees
($230,269.00)
Net Volume (Less Fees)
$8,824,511.47
Total Payoutsi
$8,824,511.47
Total Refunds
$0.00
Total Chargebacks
$0.00
gross → fees → net → payouts · one summary
02 / Perform

Lift Authorization Rates

Chargebee Pay runs on enterprise-grade payment infrastructure built for scale, delivering improved authorization rates and the reliability recurring-revenue businesses depend on. When your revenue arrives as many smaller, variable charges, acceptance rate is the metric that compounds.

payments → insights · live
InsightsQuarter to date
Gross Volume$9,050,781.57↗ 4%
Payouts$882,451.14↗ 5%
Chargebacks13↘ 7%
Payment Acceptance Rate88%↗ 1% vs last quarter
Next Payout · Apr 30, 2026$34,369.74
Total$34,501.45Deductions$131.26
payment acceptance rate 90% ↗ 1%
03 / Launch

Get Started Fast, with No Code

Your existing customer experience stays intact. No code changes, no disruption, no engineering backlog. Plug in and go.

payments → gateways → chargebee pay · onboarded
You're onboarded to Chargebee Pay! 🎉
Start accepting payments.
Milestones
  • Submit business details
  • Application review
  • Configure payment settings (Optional)
For help, look at the FAQ and Documentation.
milestones complete → start accepting payments
How it works

Start accepting payments in under 30 minutes. No coding required.

Once you're on Chargebee Billing, switching on Chargebee Pay isn't an engineering project. There's no SDK to evaluate, no API contract to reverse-engineer, no payments ops team to spin up. It's a configuration decision, and your customer experience stays exactly as it is.

Behind the scenes: enterprise-grade payment infrastructure, with Chargebee's billing context layered on top.

01 · Connect

Get Set Up in a Single Sitting 

Once you're set up on Chargebee Pay, start processing payment with just a flick of a button.

  • One account, no separate logins
  • No code changes to your existing checkout
  • Most customers go live in a single sitting
Set up Chargebee Pay
payments → gateways → chargebee pay · set up
Chargebee Pay Embedded
Our embedded payments solution lets you manage billing and payments under a single roof.
SecureBuilt on trusted payment facilitators.
EmbeddedPart of Chargebee's revenue growth tools.
ComprehensiveCovers all your payment processing needs.
Set upLearn more
02 · Route

Move Traffic at Your Pace

Onboard new customers on Chargebee Pay while your existing gateways keep running. It's one of 40+ gateways in the ecosystem.

  • Smart Routing rules map currency or method to gateway
  • Existing gateways stay live alongside Chargebee Pay
  • Shift transaction volume gradually, with no big-bang migration
See all supported gateways
payment gateways → smart routing · choose gateway
iGateway for processing Card in USD
Choose a payment gateway
Chargebee Pay
Note

Changes to Smart Routing rules only affect gateway linking for new payment methods your customers add. Existing payment methods stay linked to their current gateway.

CancelSave
03 · Monitor

See It All in One Dashboard

Track authorization rates, disputes, and payouts in the same dashboard you already use for subscriptions and invoicing.

  • Insights: acceptance rate, gross volume, chargebacks
  • Disputes with respond-by dates, in one queue
  • Payouts with deductions, by settlement date
Explore Chargebee Pay Portal
payments → insights · live
InsightsQuarter to date · Apr 01 – Jun 10, 2026
Gross Volume$5,692,979.69↘ 4% vs last quarter
Payouts$599,292.713↗ 5% vs last quarter
Payment Acceptance Rate90%↗ 1% vs last quarter
Refunds$12,268.53↗ 71 % vs last quarter
Chargeback Rate0.11%↘ 3% vs last quarter
Chargebacks13↘ 7% vs last quarter
All DisputesOpenRespondedWonLost
DisputeTypeRespond byCustomer
Open$199.00
Chargeback
Jun 26, 2026
Leslie Alexanderleslie@example.com
Won$199.00
Chargeback
-
Wade Warrenwade@example.com
Lost$199.00
Chargeback
-
Devon Lanedevon@example.com
Responded$199.00
Inquiry
-
Savannah Nguyensavannah@example.com
Open$199.00
Inquiry
Jun 21, 2026
Floyd Milesfloyd@example.com
Total Payouts$12,719.88
Last settled onJun 30, 2026
Estimated Future Payouts
NextUpcoming
Date of transactions · Jun 01 – Jun 30, 2026
Total Amount$34,501.45
Deductions$131.26
Payout Amount$34,369.74

These estimates can change because of new payments, refunds, disputes, or problems during settlement approval.

Who it's for

Keep your payment stack ahead of pricing models that change every quarter

Chargebee Pay keeps up: subscriptions, usage, credits, or all three, inside your billing platform.

if you charge subscriptions

Recurring card and bank payments, retried and recovered inside the billing system that raised the invoice.

if you charge on usage, credits, or hybrid plans

Variable amounts and higher payment frequency are exactly where authorization performance and unified reconciliation pay for themselves.

if you sell globally

Cards, ACH, SEPA, and BACS supported, with multi-currency payouts across your operations.

Proof

The payment performance merchants experience after switching to Chargebee Pay

up to
610%
authorization uplift*
per week
810
hours saved*
around the clock
24×7
support for billing + payments

*May vary based on the payment mix.

"Chargebee Pay has made it easier to manage subscriptions and keep the checkout experience smooth. The customer support has also been great: quick to respond and always helpful. It's taken a lot of billing headaches off our plate so we can stay focused on building for our users."

Daniel Mizrahi,
CEO, WAVS
SalesAi, Sensi.AI, Scorebuddy, NETYIELD, BizzyCar, TimeZest, TITANX, OCEANS
Why Chargebee

Most vendors start with payments and work backward  to billing.
We chose the opposite order,
on purpose.

Billing-first architecture.

We see the full revenue lifecycle: subscriptions, invoices, revenue recognition, and dunning. Payments doesn't bolt on as another feature; it completes the picture, so billing and payments finally share one source of truth.

Enterprise rails, built in

Built on the same enterprise-grade payment rails that process billions in TPV, without the enterprise procurement, contracts, or implementation timelines. You get the infrastructure, without the overhead or the wait.

No lock-in. By design.

Chargebee Pay is one of 40+ gateways in the Chargebee ecosystem. We optimize for the outcome you want, whether that's Chargebee Pay alone or a mix of supported gateways. The choice always stays yours.

The Chargebee Payments Platform

Your payments stack is only as
smart as your billing context.

An invoice raised isn't revenue collected. Payments is where the difference gets decided. Chargebee Pay is one part of the Chargebee Payments platform, built on a simple position: choose your gateways freely, and see exactly how each one performs.

01 · Global Payments Network

Every market. Every method.

Operate across 40+ gateways, 30+ payment methods, 150+ countries, and 100+ currencies. Accept the local payment methods your customers already prefer: cards, direct debit, wallets, stablecoins, and more.

you are here
02 · Chargebee Pay

Embedded payments, day one.

Embedded payments inside your billing platform, built on enterprise-grade rails, for businesses that want billing and payments unified from day one. One option within the network, never a mandate.

03 · Payments Intelligence

Visibility across every gateway.

Chargebee Reveal shows where your payment stack is underperforming: leaks in revenue and fees, across every gateway. Smart dunning and retry logic come built into the platform. Optionality without visibility is just complexity; Reveal closes that gap.

40+gateways
30+payment methods
150+countries
100+currencies

Retain your freedom to custom-build your payment stack; we unlock the full visibility and context so you can choose well.

Common questions

FAQs

We're happy with our current gateway. Why would we change?

You shouldn't have to. Chargebee Pay isn't about replacing what's working. It's about having options. Customers can run multi-gateway, with Chargebee Pay handling a percentage of Total Payment Volume (TPV) alongside their existing setup. As you scale, that flexibility shows up as resilience, pricing power, and authorization performance.

Can I migrate from another processor to Chargebee Pay?

Yes, you can migrate from another payment processor to Chargebee Pay. It is a seamless process to transfer payment tokens from your existing gateway using PCI-compliant best practices. This way, Chargebee Pay ensures uninterrupted service for your customers. More details here.

What is the pricing for Chargebee Pay?

Chargebee Pay offers both Blended and Interchange++ pricing, with the right model determined by your processing volume. Blended pricing is simple to understand and best suited for early-stage merchants. Interchange++ pricing is fully transparent: it separates card network fees and issuing bank fees from the gateway's service fees, so you only pay for what you use. Check the standard pricing schedule here for more details.

What does implementation look like?

If you're already on Chargebee Billing, setup is configuration, not custom integration work. No new APIs to learn. No code changes to your existing checkout. Most customers go live in a single sitting. Here's the step by step implementation guide.

Where is Chargebee Pay available today?

US, UK, and select countries in Europe, with Canada launching soon and additional regions following. Supported methods: Cards, ACH, SEPA, BACS. Multi-currency payouts supported across global operations. Apple Pay and Google Pay are coming soon. See more details here on supported payment methods.

Unify billing and payments. Scale smart.

Enterprise-grade embedded payments, multi-gateway flexibility, and one view of billing and payments together. Lift authorization rates, cut reconciliation time, and stop losing revenue to your payment stack.

Have questions? We can help.

Talk to someone who runs payments conversations with AI businesses every day.

Schedule a demo