Looking for the best
payment gateway providers?

Use this comprehensive tool to help you compare and choose the best option for your online business, specific to your country.

We feel you. The payment gateway listicles out there just don't cut it.
That's why we decided to do all the heavy lifting and create this tool that'll make your payment solution search simple.

37 minutes.

That's how long it took for us to gather information about a particular payment gateway on the interweb.

No two online payment gateways are the same, and each comes with its own set of pros and cons. The importance of these pros and cons will vary depending on your type of business and your location.

And as a fellow startup in the trenches, we know how difficult a task it is to compare, evaluate, and pick out the best solution for online transactions. All those websites that list down the payment service providers available for each country? Minimal to no help whatsoever.

Payment Gateway Comparision Parameters

You know that as an online business, you need to be able to accept a variety of payment methods. Yet, choosing the right payment processing platform can be overwhelming — there are so many parameters to consider. The good news? We're here to break down the key differences between each platform for you.

But before you dive into the comparisons, here’s a quick list of all the criteria that we considered when evaluating the payment gateway providers.

Hosted or integrated

A hosted gateway redirects your customers from your website to the payment processor's platform to collect payment details. In an integrated gateway, your customers will never have to leave your website to type in credit card info or place orders.

Merchant Account

While some gateways need you to apply for a merchant bank account (a special account to accept credit or debit card payments) to transfer the funds, others will deposit the funds directly in your existing bank account.

Pricing

Pricing can get complicated. When choosing a payment processor, you need to be aware of all the fees involved. This includes initial setup fees, cancellation fees, chargeback fees, per-transaction fees, monthly usage charges, etc.

Settlement time

This refers to the time it takes for funds to get transferred from the customer's bank account to your (aka the merchant's) bank account, after deducting the payment provider fees.

Security Compliance

It’s important to know the various information security standards that the payment gateway is compliant with, the most important one being the PCI DSS (Payment Card Industry Data Security Standard).

Payment types

What payment options are available? Knowing the different ways that you can accept payments from your customers is crucial when choosing a payment gateway provider. Does it accept all major credit cards? Are there exceptions or extra transaction fees for American Express? What about digital wallets and direct debit payments?

Currencies supported

Do you want to accept international transactions? Then you need to know the various currencies that you can accept payments in, using the said payment gateway. This is especially important if you're looking to expand to a global market.

Shopping carts

This refers to the plugins/integrations of eCommerce platforms that are readily available for the payment gateway. If you don't want to spend much time integrating your gateway with your website/store and start accepting payments faster, then this one's for you.

Status page

The payment gateway system's performance record is crucial to know. This metric reflects the gateway's reliability and availability. Remember, in periods of downtime, you simply won't be able to process payments.