This feature is a Private Beta Release. Contact support to enable Checkout.com payment gateway for your Test and Live site.
Sofort (Pay now with Klarna) is a popular online banking method in Europe. It is available in Germany, Austria, Netherlands, Switzerland, Italy, Spain, Belgium, and Poland.
In this document, we are going to learn about configuring Checkout.com Sofort. Chargebee allows you to configure and process Sofort payments with Checkout.com seamlessly. This helps you reach a larger audience in Europe.
To configure Checkout.com Sofort, you must have an account with Checkout.com and should have configured both Direct Debit (SEPA) and Sofort. This is because Checkout.com Sofort is generally used for one-time payments. In a subscription business, you will be charging your customers on a recurring basis. Therefore Chargebee handles recurring scenarios by converting Sofort payment method to Direct Debit (SEPA) payment method. The first payment will happen via Sofort and all future recurring payments will happen via SEPA.
Configure Checkout.com Payment Gateway . If you have already configured it, open the settings page. You can do this by clicking Settings > Configure Chargebee > Payment Gateway > Checkout.com.
Enable Direct Debit (SEPA). Refer to this document to learn how.
Enable Sofort (Recurring Via SEPA Direct Debit). You have now enabled Checkout.com Sofort
Make sure you have the Webhooks configured using the Notification URL. If not, you can follow the steps in the screenshot below to configure it.
Checkout.com Sofort can be used to make the payment only once. Chargebee handles recurring scenarios by converting Sofort payment method to Direct Debit (SEPA) payment method. The first payment will happen via Sofort and all future recurring payments will happen via Direct Debit (SEPA). Therefore, it is important that you inform your customers.
Here is the checkout flow for a customer using Sofort:
During checkout, the customer selects Sofort as the payment method.
The customer enters the required information in the dedicated fields.
The customer then reviews the details, agrees to the privacy policies, and confirms.
Upon confirmation, they are redirected to the customer's bank page for authentication via Sofort.
Once authenticated, they are redirected to the merchant's website where the checkout is initiated. A subscription is created and all future renewals will be charged using SEPA Direct Debit.